Get the most out of your

Wells Fargo Cash Back Visa Signature® Card

Take advantage of your card’s special features

Cash rewards

Earn 1% cash rewards¹ on purchases and redeem through Wells Fargo Rewards®.

Wells Fargo Rewards®

Discover the ways to redeem your rewards, including travel, gift cards, and more.

My Wells Fargo Deals

Activate personalized deals, and then shop, dine, or enjoy an experience using an eligible Wells Fargo card.²

See the deals

Credit Close-Up®

Gives you free access to your FICO® Score and more at any time and it won’t impact your credit score.³

Zero Liability Protection

You won’t be held responsible for unauthorized transactions, as long as they’re reported promptly.⁴

Card benefits

Visa Signature® Concierge⁵

Find tickets to top sports and entertainment events, book travel, make dinner reservations, and more with your complimentary 24/7 Visa Signature® Concierge.⁵

Get details

Visa Signature® Luxury Hotel Collection⁶

Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties. Learn more about the Visa Signature Luxury Hotel Collection at VisaSignatureHotels.com.⁶

Plan a stay

Cell Phone Protection⁷

Get up to $600 of cell phone protection per claim against damage, theft, and unintended separation when you pay your monthly phone bill with an eligible card. Subject to a $25 deductible.⁷

Watch now

Auto Rental Collision Damage Waiver⁸

Pay for rental transactions with an eligible card and receive reimbursement of up to $50,000 if covered damage to or theft of your eligible rental vehicle occurs.⁸

Roadside Dispatch®⁹

Available whenever you’re in need of a tow — for eligible Wells Fargo cardholders 24/7 with no membership required. To learn more, call 1-800-847-2869.⁹

Travel and Emergency Assistance Services¹⁰

Available for covered Wells Fargo cardholders. Count on emergency assistance while traveling anywhere in the world. To learn more, call 1-800-992-6029. If you are outside the U.S., you can call collect: 1-804-673-1675.¹⁰

Emergency Cash Disbursement and Card Replacement¹¹

Get it within one to three business days, and in some cases, within 24 hours, after issuer approval. Any cash advance fees and interest charges that are associated with your credit card account would apply.¹¹

Travel Accident Insurance¹²

Get Travel Accident Insurance protection of up to $1,000,000 when you purchase your airline or other common carrier ticket with your eligible credit card.¹²

Benefits

Learn about all of your card’s benefits.

Find out more

Switch to online statements

Want to reduce waste?

Start using our secure digital tools to quickly and easily access up to two years of your credit card statements online.¹⁵

Manage paperless setting

1% cash rewards will be earned for every $1 spent in net purchases (purchases minus returns/credits). ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Wells Fargo Rewards® Program Terms and Conditions and Addendum for the Wells Fargo Visa Signature® Card for details.

You must activate a deal and use your eligible card to make purchases directly with the merchant providing the deal by the expiration date. Purchases must satisfy all the requirements in the My Wells Fargo Deals Terms and Conditions and the Deal Terms in order to qualify for the deal. Cash back will not be earned on any portion of a purchase transaction that is paid for with store credit, gift certificates, or other payment types. If you pay using a digital wallet or through a third-party provider, or if the merchant uses a mobile or wireless card reader to process your payment, you may not have fulfilled the requirements to redeem the deal and receive the cash back. Cash-back transactions will appear in the form of a statement credit on the eligible card account within 90 days of the deal expiration date. Cash back or statement credits may be reversed if a qualifying purchase is returned or canceled. Refer to the My Wells Fargo Deals Terms and Conditions for details applicable to all eligible cards.

You must be a Wells Fargo account holder of an eligible Wells Fargo consumer account with a FICO® Score available, and enrolled in Wells Fargo Online®. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts, but other consumer accounts may also be eligible. Contact Wells Fargo for details. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

Please note that the score provided under this service is for educational purposes and may not be the score used by Wells Fargo to make credit decisions. Wells Fargo looks at many factors to determine your credit options; therefore, a specific FICO® Score or Wells Fargo credit rating does not guarantee a specific loan rate, approval of a loan, or an upgrade on a credit card.

You won’t be held responsible for promptly reported unauthorized transactions, subject to certain conditions. For more information, please review the applicable Consumer Credit Card Customer Agreement and Disclosure Statement.

Wells Fargo Visa Signature® cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations, or bookings purchased or arranged by the Visa Signature® Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services are subject to availability. Refer to the full terms of service at Visa Concierge Terms of Service.

Some Restrictions and Limitations may apply. In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases, the hotel may or may not provide a substantial benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Luxury Hotel Collection website or through Visa Concierge for benefits to apply. Please consult the terms and conditions for each property.

Cellular Telephone Protection can reimburse the eligible Wells Fargo Consumer Credit Card cardholder for damage to, theft of, or involuntary and accidental parting of a cell phone. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance is exhausted. Reimbursement is limited to the cost to repair or replace your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12-month period. Each approved claim has a benefit limit of $600. This benefit does not cover cell phones that are lost (i.e., mysteriously disappear). This protection is only available when cell phone bills are paid with an eligible Wells Fargo Consumer Credit Card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from a card that is linked to a Line of Credit. Eligible cell phones are the lines listed on your most recent cellular wireless service provider’s monthly billing statement for the billing cycle prior to when the incident occurred. Electronic failure or issues related to the software of the device are not covered. Cellular Telephone Protection coverage begins the first day of the calendar month following the payment of your first cell phone billing using your eligible Wells Fargo Consumer Credit Card and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Consumer Credit Card. This protection may not be equivalent to or better than other applicable coverage. For complete coverage benefits and exclusions regarding this protection, call 1-800-316-8051, 8 a.m. to midnight Eastern Time, seven days a week, or refer to the Guide to Benefits.

Note:

Call your cellular provider (or sign on to their website) and request to set up automatic payments. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card to get up to $600 protection.

Coverage provided by this benefit is secondary. In order for coverage to apply, you must pay for all of the cost to rent the car with your eligible Wells Fargo Visa Signature® Credit Card and/or rewards program associated with your covered account. Cardholder must decline coverage from the rental company to be eligible for this benefit. Certain vehicles are not covered. A maximum benefit amount and certain restrictions and limitations apply. Please review the Wells Fargo Visa Signature® Card Guide to Benefits for details.

Current fee for a standard service call will be confirmed at the time service is requested. Rates apply to vehicles up to 10,000 pounds gross vehicle weight only. Cardholders are required to pay the service provider for mileage over five miles. Emergency roadside assistance and towing may not be available in all areas. The roadside assistance and towing service provider is solely responsible for any liability associated with use of roadside dispatch services. Certain restrictions and limitations apply. Please review the Wells Fargo Visa Signature® Card Guide to Benefits for details.

10.

Travel and Emergency Assistance Services provide assistance and referral only. Cardholder is responsible for the cost of any actual medical, legal, transportation, cash advance, or other services or goods provided. Certain restrictions and limitations apply. Please review the Wells Fargo Visa Signature® Card Guide to Benefits for details.

11.

Visa credit cardholders can get an emergency cash advance disbursed or a card replaced within one to three business days, in some cases, within 24 hours, after issuer approval. Any cash advance fees and interest charges that are associated with your credit card account will apply. If you need to replace your card or want help with receiving emergency cash, contact the Visa Global Customer Care Services at 1-800-397-9010 or when calling from outside the U.S. or Canada, call the Visa direct line at 1-303-967-1096, 24 hours a day, seven days a week. Please refer to your Wells Fargo Visa Signature® Card Guide to Benefits for details.

12.

The cardholder is eligible for coverage in the event they suffer an accidental loss of life, limb, sight, speech, or hearing while on a covered trip. Common Carrier fare must be paid in full with your Wells Fargo Visa Signature® card and/or rewards program associated with your covered account. A maximum benefit amount and certain restrictions and limitations apply. Please review the Wells Fargo Visa Signature® Card Guide to Benefits for details.

13.

Turning off your credit card is not a replacement for reporting your card lost or stolen. Contact us immediately if you believe that unauthorized transactions have been made. Turning your card off will not stop card transactions presented as recurring transactions or the posting of refunds, reversals, or credit adjustments to your account. Turning off your card will turn off all cards associated with your credit card account, including any digital card numbers linked to the cards. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

14.

Terms and conditions apply. Some (but not all) digital wallets require your device to be NFC (Near Field Communication) enabled and to have the separate wallet app available. Your mobile carrier’s message and data rates may apply.

15.

Online Statements require Adobe® Acrobat® PDF reader. For credit card accounts, Online Statements are available to view and download for up to 2 years. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

16.

Sign-up may be required. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

17.

Subject to account eligibility requirements. If you choose to link your account to your Wells Fargo checking account for Overdraft Protection, please note the following. If you have a joint checking account, you will be responsible for all advances, including interest and charges, from your credit card to cover overdrafts, regardless of who writes the check, makes the debit card purchase, or engages in any other transaction that causes the overdraft. Interest will accrue from the date each advance is made. Your credit card must be confirmed; if it is not confirmed, no money will transfer to cover the overdraft. Once your credit card has been confirmed, please allow up to 3 business days for your Overdraft Protection service to be fully enabled. Refer to the Consumer Credit Card Customer Agreement and Disclosure Statement for details. There may be other options available to protect against overdraft that may be less costly. For additional information on Overdraft Protection using your credit card, please visit www.wellsfargo.com/credit-cards/features/overdraft-protection. For details on other options, please visit www.wellsfargo.com/checking/overdraft-services/.

18.

Terms and conditions apply. Setup is required for transfers to other U.S. financial institutions, and verification may take 1–3 business days. Customers should refer to their other U.S. financial institutions for information about any potential fees charged by those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement for more information.

19.

Accountholders are responsible for repayments of all debts on the account, including all transactions made by authorized users.

Wells Fargo Cash Back Visa Signature® Card

Take advantage of your card’s special features

Cash rewards

Wells Fargo Rewards®

My Wells Fargo Deals

Credit Close-Up®

Zero Liability Protection

Card benefits

Visa Signature® Concierge5

Visa Signature® Concierge5

Visa Signature® Luxury Hotel Collection6

Visa Signature® Luxury Hotel Collection6

Cell Phone Protection7

Cell Phone Protection7

Auto Rental Collision Damage Waiver8

Auto Rental Collision Damage Waiver8

Roadside Dispatch®9

Roadside Dispatch®9

Travel and Emergency Assistance Services10

Travel and Emergency Assistance Services10

Emergency Cash Disbursement and Card Replacement11

Emergency Cash Disbursement and Card Replacement11

Travel Accident Insurance12

Travel Accident Insurance12

Benefits

Benefits

Tools and resources

Enroll in online banking

Wells Fargo Mobile® app

Load your digital wallet

Go paperless

Set up alerts

Overdraft Protection

Automatic payments

Add an authorized user

Switch to online statements

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You are leaving this Wells Fargo website

Visa Signature® Concierge⁵

Visa Signature® Concierge⁵

Visa Signature® Luxury Hotel Collection⁶

Visa Signature® Luxury Hotel Collection⁶

Cell Phone Protection⁷

Cell Phone Protection⁷

Auto Rental Collision Damage Waiver⁸

Auto Rental Collision Damage Waiver⁸

Roadside Dispatch®⁹

Roadside Dispatch®⁹

Travel and Emergency Assistance Services¹⁰

Travel and Emergency Assistance Services¹⁰

Emergency Cash Disbursement and Card Replacement¹¹

Emergency Cash Disbursement and Card Replacement¹¹

Travel Accident Insurance¹²

Travel Accident Insurance¹²