Get the most out of your

Platinum^SM Credit Card

Take advantage of your card’s special features

My Wells Fargo Deals

It’s easy – activate your deals, shop, and earn cash back.¹

See the deals

Credit Close‐Up®

Gives you free and easy access to check and track your FICO® Score and it won’t impact your credit score.²

Card benefits

Mastercard Global Service³

Wherever you are, you can always count on Mastercard Global Services for any card‐related need.³

Lifestyle. Person with credit card on hand and a cell phone on the other.

Mastercard ID Theft Protection™⁴

Identity theft hurts, but Mastercard can help
— for no extra cost. From scouring the internet to see if your personal info is being sold to helping you clear your name with credit rating agencies, we are there for you 24/7. Simply visit mastercardus.idprotectiononline.com or call 1-800-Mastercard.⁴

Lifestyle. Instacart groceries on a table.

Instacart⁵

Get 3 months of Instacart+ and $10 off your second order each month with your Platinum Card.⁵

Lifestyle. Person using their card to pay for coffee.

Zero Liability Protection⁶

Built-in protection features ensure that you won’t be held responsible for unauthorized transactions, as long as they’re reported promptly.⁶

Benefits

Learn about all of your card’s benefits.

Find out more

Switch to online statements

Want to reduce waste?

Start using our secure digital tools to quickly and easily access up to two years of your credit card statements online.⁹

Manage paperless setting

You must activate a deal and use your eligible card to make purchases directly with the merchant providing the deal by the expiration date. Purchases must satisfy all the requirements in the My Wells Fargo Deals Terms and Conditions and the Deal Terms in order to qualify for the deal. Cash back will not be earned on any portion of a purchase transaction that is paid for with store credit, gift certificates, or other payment types. If you pay using a digital wallet or through a third-party provider, or if the merchant uses a mobile or wireless card reader to process your payment, you may not have fulfilled the requirements to redeem the deal and receive the cash back. Cash-back transactions will appear in the form of an account credit on the eligible card account within 60 days of the qualifying transaction posting to your account. Account credits may be reversed if a qualifying purchase is returned or canceled. Refer to the My Wells Fargo Deals Terms and Conditions for details applicable to all eligible cards.

You must be a Wells Fargo account holder of an eligible Wells Fargo consumer account with a FICO® Score available, and enrolled in Wells Fargo Online®. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts, but other consumer accounts may also be eligible. Contact Wells Fargo for details. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

Please note that the score provided under this service is for educational purposes and may not be the score used by Wells Fargo to make credit decisions. Wells Fargo looks at many factors to determine your credit options; therefore, a specific FICO® Score or Wells Fargo credit rating does not guarantee a specific loan rate, approval of a loan, or an upgrade on a credit card.

Wells Fargo and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Wells Fargo and Fair Isaac don’t provide credit repair services or advice or assistance with rebuilding or improving your credit record, credit history, or credit rating.

Certain terms, conditions, and exclusions apply. When in the United States, contact your card issuer directly for account information and 1-800-307-7309 for Mastercard Global Service. When traveling outside the U.S., call Mastercard Global Service collect at 1-636-722-7111 to access your card issuer for account information or to access any of your card benefits. Please review the Wells Fargo Platinum Mastercard Card Guide to Benefits for details.

Certain terms, conditions, and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please review the Wells Fargo Platinum Mastercard Card Guide to Benefits for details, or call 1-800-Mastercard (1-800-627-8372).

Offer expires 1/31/2027, subject to early termination without notice. Eligible U.S. World and World Elite Mastercard cardholders, who do not have an active Instacart+ (plus) membership and subscribe as a new member through this offer, can receive a three-month trial membership of Instacart+ and $10 off their second qualifying order of $10 or more, each month during the offer period. Cardholders must have an active Instacart+ trial membership through this offer or renew their Instacart+ membership after the three-month trial to continue receiving the $10 offer each month during the offer period. By redeeming this offer, you agree to the Instacart+ terms instacart.com/terms#terms-instacartplus. Additional terms apply, please visit instacart.com/p/mastercard-offer.

With Zero Liability protection, you won’t be held responsible for promptly reported unauthorized card transactions, subject to certain conditions. For more information, please review the applicable Consumer Credit Card Customer Agreement and Disclosure Statement.

Turning off your credit card is not a replacement for reporting your card lost or stolen. Contact us immediately if you believe that unauthorized transactions have been made. Turning your card off will not stop card transactions presented as recurring transactions or the posting of refunds, reversals, or credit adjustments to your account. Turning off your card will
turn off all cards associated with your credit card account, including any digital card numbers linked to the cards. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

Digital wallets may not be available on all devices.

Online Statements require Adobe® Acrobat® PDF reader. For credit card accounts, Online Statements are available to view and download for up to 2 years. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

10.

Sign-up may be required. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

11.

Subject to account eligibility requirements. If you choose to link your account to your Wells Fargo checking account for Overdraft Protection, please note the following. If you have a
joint checking account, you will be responsible for all advances, including interest and charges, from your credit card to cover overdrafts, regardless of who writes the check, makes the
debit card purchase, or engages in any other transaction that causes the overdraft. Interest will accrue from the date each advance is made. Your credit card must be confirmed; if it is
not confirmed, no money will transfer to cover the overdraft. Once your credit card has been confirmed, please allow up to 3 business days for your Overdraft Protection service to be
fully enabled. Refer to the Consumer Credit Card Customer Agreement and Disclosure Statement for details. There may be other options available to protect against overdraft that
may be less costly. For additional information on Overdraft Protection using your credit card, please visit www.wellsfargo.com/credit-cards/features/overdraft-protection. For details
on other options, please visit www.wellsfargo.com/checking/overdraft-services/.

12.

Terms and conditions apply. Setup is required for transfers to other U.S. financial institutions, and verification may take 1–3 business days. Customers should refer to their other U.S. financial institutions for information about any potential fees charged by those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement for more information.

13.

Account holders are responsible for repayments of all debts on the account, including all transactions made by authorized users.

PlatinumSM Credit Card

Take advantage of your card’s special features

My Wells Fargo Deals

Credit Close‐Up®

Card benefits

Mastercard Global Service3

Mastercard Global Service3

Mastercard ID Theft Protection™4

Mastercard ID Theft Protection™4

Instacart5

Instacart5

Zero Liability Protection6

Zero Liability Protection6

Benefits

Benefits

Tools and resources

Enroll in online banking

Wells Fargo Mobile® app

Load your digital wallet

Go paperless

Set up alerts

Overdraft protection

Automatic payments

Add an authorized user

Switch to online statements

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Platinum^SM Credit Card

Mastercard Global Service³

Mastercard Global Service³

Mastercard ID Theft Protection™⁴

Mastercard ID Theft Protection™⁴

Instacart⁵

Instacart⁵

Zero Liability Protection⁶

Zero Liability Protection⁶