Take advantage of your card’s special features

Unlimited cash rewards

Earn unlimited 4% cash rewards on self-care, select sports, recreation, and entertainment, and impactful purchases.1

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Cash rewards

Plus, earn 1% cash rewards on other purchases1 and redeem through Wells Fargo Rewards®.

Wells Fargo Rewards®

Discover the ways to redeem your rewards, including travel, gift cards, and more.

My Wells Fargo Deals

Activate personalized deals, and then shop, dine, or enjoy an experience using an eligible Wells Fargo card.2

Credit Close-Up®

Gives you free access to your FICO® Score and more and it won’t impact your credit score.3

Zero Liability Protection

You won’t be held responsible for unauthorized transactions, as long as they’re reported promptly.4

Card benefits

Cell Phone Protection5

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Cell Phone Protection5

Get up to $600 of cell phone protection per claim against damage, theft, and unintended separation when you pay your monthly phone bill with an eligible card. Subject to a $25 deduction.5

Mastercard ID Theft Protection™,6

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Mastercard ID Theft Protection™,6

Identity theft hurts, but Mastercard can help — for no extra cost. From scouring the internet to see if your personal info is being sold to helping you clear your name with credit rating agencies, we are there for you 24/7. Simply visit mastercardus.idprotectiononline.com or call 1-800-Mastercard.6

Auto Rental Collision Damage Waiver7

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Auto Rental Collision Damage Waiver7

Pay for rental cars with an eligible card and get reimbursed for covered damage or theft.7

Mastercard Travel and Lifestyle Services8

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Mastercard Travel and Lifestyle Services8

Enjoy added peace of mind and a worry-free stay. If you experience problems with your 3-star or higher rated hotel, contact a lifestyle concierge, 24/7, who will work directly with your hotel to help resolve the issue.8

Concierge Service9

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Concierge Service9

A personal assistant ready to help 24/7, worldwide: Worldeliteconcierge.mastercard.com.9

Benefits

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Benefits

Learn about all of your card’s benefits.

Tools and resources

Enroll in online banking

Secure online access to your accounts through your desktop and mobile devices.

Wells Fargo Mobile® app

Pay your bill, turn your card on or off,10 view recurring payments and subscriptions, and more.

Load your digital wallet

Add your eligible Wells Fargo cards to a digital wallet.11

Go paperless

Access your credit card statements online virtually anytime.12

Set up alerts

Get help staying on top of your credit card with transaction alerts and payment reminders.13

Overdraft Protection

Link your eligible credit card to cover your transactions if you don’t have enough in your checking account.14

Automatic payments

Transfer money for automatic payments,15 which may help you avoid late or missed payments.

Add an authorized user

Your account can receive one monthly statement that consolidates all your spending.16

Switch to online statements

Want to reduce waste?

Start using our secure digital tools to quickly and easily access up to two years of your credit card statements online.12